If you have a small or no down payment then a USDA loan is perfect for you. By working with the loan officers at Mortgage Trees we can determine if you are eligible for a USDA loan. We also refinance USDA loans, so if you are looking for a better rate give us a call. We strive to help our clients get the best deals on their mortgages by educating them about all the programs that you might be eligible for and which options are the best for their situation.  We also have VA, conventional, FHA, commercial, and new construction loans available through Mortgage Trees.

What is a USDA loan?

A USDA loan is a zero-down-payment mortgage for rural and suburban homebuyers. The United State Department of Agriculture (USDA) provides these loans for potential homebuyers who have a small or no down payment.

How to determine if I am eligible for a USDA loan?

You will need to apply directly through the USDA or contact our team at Mortgage Trees to help with this step. After we have determined if you qualify, we can use your application to help you get pre-approved for your mortgage.

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